Medicare Supplement & Ancillary Specialist
Choosing the right health coverage can sometimes feel confusing or overwhelming. My goal is to make the process simpler, clearer, and more comfortable by taking the time to listen, answer your questions, and explain your options without pressure.
Whether you're planning for retirement, exploring Medicare Supplement or Medicare Part D prescription drug coverage, looking for supplemental health insurance, or considering employee benefits for your business, I take the time to understand your unique needs before making any recommendations.
Insurance should provide more than coverage; it should provide protection, peace of mind, and financial confidence. My commitment is to help you find solutions that fit your needs, budget, and long-term goals.
As an independent licensed health insurance broker, I compare plans from multiple trusted insurance carriers, so you don't have to.
Best of all, my services are provided at no additional cost to you.
The Independent Advantage
More choices. Personalized guidance. Support you can count on.
As an independent licensed California health insurance broker, I compare options from multiple trusted carriers and help you understand which coverage best fits your needs, priorities, and budget.
Compare Multiple Carriers
Review coverage options from several trusted insurance companies
iin one place.
Personalized Guidance
Recommendations are based on your individual needs, goals, and budget, not a one-size-fits-all approach.
No Additional Cost
for My Services
There is no additional charge for my assistance when you enroll
through me.
Support Beyond Enrollment
You’ll have a local resource available to answer questions and provide support after your
coverage begins.
Coverage Options
Medicare Supplemental Coverage
Medicare Supplement
Also known as Medigap plans, Medicare Supplement coverage helps reduce many of the out-of-pocket costs not covered by Original Medicare, including copayments, coinsurance, and deductibles. These plans can provide greater financial predictability and added peace of mind, helping you focus more on your health and less on unexpected medical expenses.
Prescription Drug Plans (Part D)
Stand-alone Medicare Part D plans help cover the cost of outpatient prescription medications for individuals enrolled in Original Medicare. These plans are offered by private insurance companies approved by Medicare and vary in covered medications, pharmacy networks, premiums, deductibles, and copayments.
Dental, Vision & Hearing
Dental, vision, and hearing (DVH) plans are designed to help cover many routine healthcare services not included with Original Medicare. This coverage can help reduce out-of-pocket expenses while supporting your overall health, independence, and quality of life as your healthcare needs change over time.
Recovery & Hospital Indemnity
While a Medicare Supplement plan handles your medical bills beautifully, a hospital stay brings "real-world" expenses health insurance doesn’t touch. This policy pays a set cash benefit directly to you, not the hospital, for each day you are admitted. Use the cash however you see fit: for family travel, help around the house, or daily bills, giving you the freedom to focus entirely on recovery.
Cancer & Critical Illness
Coverage designed to provide financial protection during serious illnesses or unexpected health events. Benefits can help offset out-of-pocket medical expenses, household bills, travel expenses, and other financial obligations, allowing you to focus more on recovery and less on financial stress.
Solutions for Employers
Products, services, and benefits may vary by carrier, plan availability, and service areas.
Medicare Supplement and Ancillary
Employer/Employee Benefits
Important Notes
✓ Independent Broker - CACHIS is an independent insurance agency and is not affiliated with or endorsed
by the U.S. Government or the federal Medicare program
✓ California Licensed - Health Insurance License #4557256
✓ No Cost to You - My services are provided at no additional cost to you.
✓ Carrier Availability - I represent multiple insurance carriers. Availability varies by state and county.
✓ No Obligation - Contacting CACHIS does not obligate you to enroll in any insurance plan.
✓ Communication Consent - By contacting CACHIS, you agree to receive communications by phone,
email, or text regarding insurance products and services.
To explore all Medicare plan options, visit Medicare.gov or
call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week.